Package Checking Accounts
Generic Bank offers you three distinct checking packages built specifically to fit your needs. Call or stop in to ask which one fits you best!- My First Choice Checking Package
- My Prime Choice Checking Package
- My Classic Choice Checking Package
If, at any time, you have questions regarding our products or services, please feel free to call our Customer Service Center at 1-888-XXX-XXXX, email us or stop by any of our convenient locations.
My First Choice Checking Package
My First Choice Solutions gets you on your way to solid financial management and financial independence. Everything you need from day-to-day financial transactions to long-term financing and investment strategies to insurance**...all conveniently packaged for your easy access. Combine the balances in your Generic Bank accounts to avoid monthly service costs and get the opportunity for discounts on other banking services you want most.
Features:
- First Choice Checking account - Earns a competitive interest rate
- Unlimited ATM withdrawals
- Free Visa Check Card / Membership I.D. Card
- Internet Banking / Bill Payment - Free of charge
- My Choice Money Market - Earns a competitive interest rate
- My Statement Savings account - Bonus rate available on higher balances
- Loan Discounts
- Getting Started Program - Learn the basics of saving and investing with our useful on-line tools and resources. You can also receive discount brokerage services available through PrimeVest Financial Services*.
- Debt Management Program - Provides information and solutions on how to effectively use budgeting to accomplish your financial goals.
- Skip-A-Payment Program - Allows you to skip one payment, when you choose, during the life of your installment loan
- First Time Homebuyer Program - Provides information and resources, as well as personal assistance, through the entire mortgage process.
Requirements:
Avoid monthly service costs by maintaining:
$5,000 combined balance in loans (excluding mortgage loans), deposits/investments, plus a checking account
OR
$50,000 combined balance in a checking account and the outstanding balance on a consumer mortgage loan or Home Equity Line of Credit.
My Prime Choice Checking Package
My Prime Choice Solutions assures your continued financial growth and independence. Everything you need from day-to-day financial transactions to long-term financing and investment strategies to insurance**...all conveniently packaged for your easy access. Combine the balances in your Generic Bank accounts to avoid monthly service costs and get the opportunity for discounts on other banking services you want most.
Features:
- Prime Choice Checking account - Earns a competitive interest rate
- Unlimited ATM withdrawals
- Free Visa Check Card / Membership I.D. Card
- Internet Banking / Bill Payment - Free of charge
- My Statement Savings account - Bonus rate available on higher balances
- My Choice Money Market Account - Earns a competitive interest rate
- Loan Discounts
- Free consultation and Financial Analysis with a PrimeVest Investment Executive*
- Discount brokerage services available through PrimeVest Financial Services*
- Skip-A-Payment Program - Allows you to skip one payment, when you choose, during the life of your installment loan.
- Free consultation with a Generic Insurance Group Agent** to discuss Long Term Care, Mortgage Protection Insurance, and much more!
Requirements:
Avoid monthly service costs by maintaining:
$5,000 combined balance in loans (excluding mortgage loans), deposits/investments, plus a checking account
OR
$50,000 combined balance in a checking account and the outstanding balance on a consumer mortgage loan or Home Equity Line of Credit.
My Classic Choice Checking Package
My Classic Choice Solutions assures your continued financial independence, offering the convenience of all needed services in one familiar location - your local Generic Bank/Generic banking office. Combine the balances in your Generic Bank accounts to avoid monthly service costs and get the opportunity for discounts on other banking services you want most. My Classic Choice Solutions is specifically designed for our customers age 62 and better.
Features:
- Classic Choice Checking account - Earns a competitive interest rate
- Unlimited ATM withdrawals
- Free Visa Check Card / Membership I.D. Card
- My Choice Money Market Account - Earns a competitive interest rate
- My Statement Savings account - Bonus rate available on higher balances
- Overdraft Savings Protection - Have the peace of mind knowing your checking account is protected from overdrafts with the funds you’ve saved.
- Loan Discounts
- Free consultation with a Trust Officer to review your will or discuss Trust and Estate Planning
- Account Line - A special access telephone number used for account inquiries and CD renewals
- Free consultation with a Generic Insurance Group Agent** to discuss options for MediCare Supplement Insurance, Long Term Care, and more!
Requirements:
Exclusively for customers age 62 and better. Avoid monthly service costs by maintaining:
$1,000 combined balance in deposits/investments, plus a checking account
OR
$50,000 combined balance in a checking account and the outstanding balance on a consumer mortgage loan or Home Equity Line of Credit.
$10.00 Monthly Service Cost applies to all types of Package accounts if the minimum requirements are not met.
* PrimeVest is an independent, registered broker-dealer. Member Chicago Stock Exchange. Member SIPC. Brokerage services available through PrimeVest Financial Services are not FDIC-Insured; are not deposits, or other obligations, or guarantees of any depository institution, and involve investment risks, including possible loss of principal amount invested.
** Insurance products are offered through Generic Insurance Group, an independent insurance broker. Insurance products offered through Generic Insurance Group are not deposits, not FDIC-insured, not insured by any Federal Government Agency, not guaranteed by the Bank or an affiliate of the Bank, may go down in value, and not a condition to any bank service.
